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Banking Tips: Safe Usage of ATM, Debit Card, Credit Card and Net Banking

An Unethical Hacker/Cracker/Cyber Criminal has many ways to gather a credit card number from an Victim. The most common one is known as phishing, Desktop Phishing, Tab Napping.


Ex: – www.paypala.com Instead of www.paypal.com or onlinesbl.com instead of onlinesbi.com or lcalab.com instead of icalab.com [Always check URL before login in any Online Bank account].


HOW A CRIMINAL USES PHISHING METHOD

  • In this technique, the hacker poses as an officer within an organization, let’s say Visa. The hacker sends to a group of email accounts an alert, instructing the receiver to follow determined set of instructions before his credit card is cancelled. If the user is not aware of this kind of fraud, he will insert his credit card number, his name and expiration date without knowing he is going to be a victim of an online crime.


  • Another way for hacking credit card numbers is through a website. The hacker only needs to hack the systems of an online retailer, let’s say, Snap deal, ebay and search for the database where the retailer stores the information of all of the users who have made recent transactions.



  • The third way is through the online process of buying. Let’s say an adult finds a website with adult content that he or she finds attractive. It’s quite probable that the website is only a masquerade for acquiring credit card information from you.














TIPS TO STOP BANK OR CREDIT CARD FRAUD

There is some way to Protect your credit cards and bank accounts from the 
hackers:-

  • check URL before putting your password and important data” that your sharing your information with right organization or not .

Example if you’re going to do online banking or any online login at that time check your URL that your trying to login in Original website or fake Now You can easily find which one is fake website www.bankofindiaka.com or www.bankofindia.com.

  • Protect your Personal Identification Number (PIN) or secret code when using your card (at the ABM and at a merchant). Memorize your PIN. Do not write it down anywhere. Change your PIN regularly and do not choose one that is too obvious (e.g., your date of birth, address or part of your telephone number). Don’t share your PIN with anyone.



                                  


                                                          website: https://www.ica.in/
                                                          Helpline No: 9968600000
                                                          email: cyberarmy@ica.in

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